Vehicle Loan Special

Take advantage of our Vehicle Loan Special with rates as low as:

1.99% APR* for New and Recent Model “Green” Vehicles

2.74% APR* for New and Recent Model Vehicles

3.49% APR* for Used Vehicles

This Vehicle Loan Special runs February 1, 2018 through March 5, 2018.

Did you know all vehicle loans are not created equal?

If a new set of wheels are on your shopping list, make a stop at CIFCU first. Apply for a pre-approval before you shop and take up to 30 days to close on your loan. At CIFCU, we offer great rates without all the dealer financing fees.

We want your business and we will do our best to earn it by:

  1. Offering great rates! As a matter of fact, we feel so good about our vehicle loan rates that if you find a better rate, we may be able to match it and give you $50.00.
  2. Not charging additional fees! NO application fee, NO processing fee, NO pre-paid finance charges (typically $195 to $295 for dealer financing), NO Vender Single Interest (VSI) Insurance, just to name a few.
  3. Once you’ve been preapproved, we give you the option to bypass the Finance Manager’s sales pitch and write a check from your CIFCU checking account. Just be sure to let us know the next business day so we can finish up your loan and deposit the funds to your account.
  4. Offering GAP (Guaranteed Asset Protection) insurance at a fraction of dealer cost.
  5. Offering personal service. If you need your title, need an NADA (bluebook) value, or just have a question, we’re here for you.
  6. Not charging an “APR” that is more than your “rate”. (APR=Annual Percentage Rate. APR is the measure of the cost to you for borrowing money as expressed as a percentage rate. In general, the APR reflects not only the interest rate but any additional charges you pay to get the loan.)

Unlike the dealer’s Finance Manager, our Member Service Representatives are not commission based; therefore, there are no kick-backs for “selling” you a loan. Remember, CIFCU is not for profit, not for charity, but for service!

Give us a call for details (513/569-7878).

*APR=Annual Percentage Rate. Upon approved credit. Rates may vary based upon terms, credit scores, and, if applicable, collateral value. Vehicle rates are for new loans and refinances from other institutions only.