Two Great Holiday Offers!

CIFCU cares about saving you money this holiday season! That’s why we’ve created specials to make the season easier for you and your family.

Holiday Loan Special

Borrow up to $5,000, for 12 months, at a special rate of 3.99% APR*. Have what you need for holiday expenses without having to use high-interest store credit cards. Sign in to “It’s Me 247” to get started.


Skip your loan payment in November, December, or January and have extra cash this holiday season.** It’s simple and easy! To get started, complete a Skip-A-Pay form one of two ways:

  1. With e-sign there’s no need to print, email, or fax a form. Just click to create and e-sign a Holiday Skip-A-Pay Form
  2. Click here to print, complete, and sign a Holiday Skip-A-Pay Form , then email to or fax to 513-569-7836.


*APR = Annual Percentage Rate. Rate is based on your individual credit history and other factors and may be higher than 3.99%. The minimum loan amount is $2,000. The maximum loan amount is $5,000. The maximum term is 12 months. Offer valid November 1, 2021 through January 14, 2022. Example of repayment terms: A $2,000 loan for a term of 12 months with a 3.99% APR, the monthly payment will be $170.30. All loans subject to credit approval. Membership eligibility required. See credit union for details. This credit union is federally insured by NCUA.

**Skip-A-Payment promotion is available for November, December, or January loan payments (some exclusions apply). Interest accrues during skipped month and extends the term of the loan. A fee of $40 is charged and may be rolled into the loan. Please visit or call 513-569-7878 for details.