Spruce up your holiday budget!

Need a little extra cash this holiday season? We offer two options to help spruce up your holiday budget.


CIFCU’s Holiday Loan Special is available from $2,000 to $5,000 with a 12-month term and rates starting as low as 5.99% APR*. Stop in, give us a call or apply online at www.cifcu.org.


Holiday Skip-A-Pay** allows you to skip a loan payment during the holiday season leaving you with extra cash for a holiday weekend getaway, gift giving, a holiday party or whatever else the holiday season may bring.

All borrowers in good standing with qualified loans may take advantage of the Skip-A-Pay program. The best part is, there is no out of pocket expenses to you! It’s simple to take advantage of this offer, simply complete the Holiday Skip-A-Pay Form  and return it to the credit union office. We’ll take care of the rest. (If you would prefer to sign your Skip-A-Pay form electronically, just give us a call at 513-569-7878.)

Please note that there is a $40.00 processing fee per loan to take advantage of this offer. This fee will be added to your loan balance, therefore you will not need to send any money. This offer excludes Mortgages (first and HELOC’s), credit cards, share certificate secured loans, and overdraft lines of credit.

(*APR=Annual Percentage Rate. Upon approved credit. Rates will vary based upon credit score. Example of repayment terms: “For a $2,000 loan for a term of 12 months with a 5.99% APR, the monthly payment will be $172.12″. Holiday Loan Special is available from November 1, 2022 to December 30, 2022. Rate is based on individual credit history and other factors and may be higher than 5.99% APR. All loans subject to credit approval. Membership eligibility is required.)
**Skip-A-Pay promotion is available for November, December, or January loan payments (some exclusions may apply). Interest accrues during skipped month and extends the term of the loan.