Consolidation Loan Special

What is a Consolidation Loan?

A consolidation loan is a signature loan used to pay off high-interest debt.

Should I consolidate?

If you have one or several high-interest debts, a low-interest consolidation loan will typically help you pay off debt faster, pay less interest, and you’ll make just one monthly payment.

Does consolidating debt impact my credit score?

According to a study conducted by TransUnion, credit scores increased by more than 20 points for 70% of debt consolidators immediately after consolidation.

Your CIFCU Loan SUPERHEROES are here to SMASH high-interest rates and ZAP credit card debt with CIFCU’s Consolidation Loan Special!

Special rates start as low as:  

7.50% APR for a 12-month term

8.00% APR for a 24-month term

9.00% APR for a 60-month term

Give us a call at 513-569-7878 or apply online at

*APR = Annual Percentage Rate. Your individual rate is based on creditworthiness and other qualifying factors and may differ from rates quoted above. Based on a $10,000 loan, payments for a 60-month term with a 9.00% APR rate will be $207.61; payments for a 24-month term with an 8.00% APR rate will be $452.30; payments for a 12-month term with a 7.50% APR rate will be $867.51. Consolidation not applicable to loans already financed with CIFCU. Membership eligibility required. All loans are subject to credit approval. Special rates are available 1/3/2023 through 3/1/2023. CIFCU reserves the right to discontinue, change, and/or update the promotion without notice. See credit union for details. This credit union is federally insured by the National Credit Union Administration.