**Check Hold Funds Availability changes effective July 1, 2025**

Please note the following changes to our Funds Availability Policy, for check holds placed on a transaction account, effective July 1, 2025:

  1. First business day after the day of the deposit will increase from $225 to $275.
  2. Exception holds for large deposits that are subject to delayed availability will increase from $5,525 to $6,725 for the aggregate deposit amount made on a single day.
  3. Exception hold for new accounts will increase from $5,525 to $6,725 for the aggregate of next-day items deposited in-person to a new account that must be made available on the next business day following the banking day of deposit.