Fee Schedule - Cincinnati Interagency FCU

Type	Charge
Account History/Verification of Ck	$1.00 Per printout/ck All accounts
Account Reconciliation &/or Research	$25.00 Per hour All accounts Deposit may be required
Account – miscellaneous	$ 5.00 Per occurrence: Closed within 6 months of opening $ 5.00 Per occurrence: Re-opened within 6 months of closing $10.00 Per occurrence: Verification of account-third party request
Balance Below Minimum	$20.00 Per occurrence Money Market accounts $1000.00 minimum required
Cashiers Check	$2.00 Per check : to Accountholder, in office $3.00 Per check: to Accountholder, mailed to home $4.00 Per check: to Third party, in office $5.00 Per check: per Court ordered Child/Spousal support All accounts
Check Below Minimum	$20.00 Per itemMoney Market accounts written for less than $200.00
Debit Card Overdraft	$35.00 Per non ATM, recurring transactions Share & Sharedraft accounts
Debit Card Reinstatement Fee	$25.00 Per occurrence Sharedraft accounts due to non-response to LOC renewal
Debit Card Replacement Fee	$15.00 Per card Sharedraft accounts
Check Cashing for NON-MEMBERS	$10.00 Per item limited to certain types of checks
Coin rolls	$ 1.00 Per event – more than 10 rolls at once
Copy – miscellaneous	$ 1.00 Per document copy requested by member – in office $ 5.00 Per check cleared $10.00 Per duplicate IRS reporting form All accounts Paid in advance
Collection Item Incoming	$25.00 Per item All accounts
Deposited Item Return Fee	$5.00 Per item All accounts ADDITIONAL – if not paid within one week
Deposited Item Return Fee	$15.00 Per item All accounts drawn on a third party
Deposited Item Return Fee	$40.00 Per item All acounts drawn on your account at another institution
Deposited Item Return Fee	$45.00 Per item All accounts drawn on your account at another institution amounts over $2500
Dormant Account Fee	$10.00 Per quarter Share accounts with no activity for one year period
Emergency/Starter Checks	$4.00 Per sheet of 4 Sharedraft accounts
Excessive Withdrawal (Reg D) Fee	$1.00 Per transaction Share type accounts more than 6 transactions per month
Excessive Withdrawals	$20.00 Per item Money Market accounts over three (3) per month
Gift Card	$3.00 Per card All accounts Visa brand
Issue a replacement Cashier’s Check	$30.00 per check, including Bill Pay All accounts
Loan -miscellaneous	$ 2.00 Cash Advance fee on non-CIFCU Visa card – per occurrence $ 5.00 Loan payoff provided to third party – per occurrence $ 25.00 Cancellation/no-show/reprocessing fee – per occurrence $ 50.00 Reapplication fee if previously denied in past 3 months $ 50.00 Original loan documents not returned within 30 days $ 50.00 Original loan documents not returned each 30 days thereafter $100.00 HELOC subordination – per occurrence (Home Equity Lines of Credit when 1st mortgage is refinanced)
Money Order	$3.00 Per item All accounts kare
Non-notification of Address Change	$5.00 Per occurrence All accounts
NSF Check/ACH Debit Paid/Returned	$20.00 Per item Money Market accounts
NSF Check/ACH DR Paid or Returned	$35.00 Per item Share & Sharedraft accounts
NSF Fee	$35.00 Per item Share & Sharedraft accounts
Overdraft Fee	$35.00 Per item Share & Sharedraft accounts
Premature Distributions	$30.00 Per withdrawal IRA accounts
Replacement PIN Fee	$5.00 Per occurrence VISA , Check Cards

Returned Item Fee	$35.00 Per item, including Bill Pay Share & Sharedraft accounts
Same Day Limit Increase	$10.00 Per occurrence Visa credit cards
Statement Copy	$5.00 Per statement (within 1 year) $15.00 Per statement (over 1 year but since 6/2011) $20.00 Per statement (prior to 6/2011) Paid in advance All accounts
Stop Payment Fee	$35.00 Per request, including Bill Pay Share, Sharedraft, & Money Market accounts
Transfer to cover NSF Ck/ACH DR/ATM	$10.00 Per transfer Share, Sharedraft, & Money Market accounts
Transfer/Rollover Fee	$30.00 Per transfer IRA accounts to another financial institution
Visa Late Fee	$25.00 Per occurrence Visa credit cards
Wire Transfer Fee	$35.00 Per occurrence Incoming DOMESTIC or INTERNATIONAL wires All accounts
Wire Transfer Fee	$35.00 Per occurrence $20.00 Resend fee – due to incorrect member provided information Outgoing DOMESTIC wires All accounts

* Share accounts = Savings accounts

Sharedraft accounts = Checking accounts

Fees are subject to change at any time. Rates shown are effective August 1, 2014. Disclosures are available upon request.