Mobile Text Banking is here!

Now you have two ways to access your CIFCU account(s) using your mobile device.


Text message. Request and receive your account information via text message. (Text message is for informational purposes only. You cannot conduct transactions via text.  Message and data rates may apply)

Online Banking. Access your accounts through your mobile device’s Web browser at . Your phone will need to be Web-ready with a data package or Wi-Fi capability. (data rates may apply)


To access CIFCU Mobile Text Banking:

Sign-on to “It’s Me 247” (, Home Banking tab, Username, Password, Question)

Click on the “Go Mobile” button (far right on the bar in blue)

Click on “Text Banking Home” (left side)

Follow the Steps

Step 1 = Assign a Membership Nickname

Step 2 = Read and then Accept the Terms & Conditions by clicking the box

Step 3 = Read and then Accept the Fee Schedule by clicking the box

Step 4 = Click on Submit to continue

Step 5 = Click on the “Add New” next to “Currently Enrolled Phone Numbers”

Enter your mobile phone number (A text will be sent to this same phone number with your verification code.)

Enter your verification code and click “Enroll Phone”


What you can do with CIFCU’s Mobile Text Banking

Set up e-Alerts. Go to “It’s Me 247”, click on “My Messages”  and follow the instructions

Send a text to get information texted back to your phone

Text BAL to 46247 (short for “It’s M247”). The return message gives the available balance on 3 savings &/or checking accounts tied to the phone number

Note: BAL requests count as 2 texts (1 to CIFCU, 1 back to you but the first 15 texts each month are Free!)

For additional Commands and information on what you can do with Mobile Text Banking, visit, sign on to your “It’s Me 247” account access, click on “Go Mobile”, “Text Banking Home” then “What can I do with Text Banking?”

(While we are excited about this service, please do not text and drive. )


Terms and Conditions

Use of CIFCU’s Mobile Text Banking is subject to these terms and conditions.